Changing LayBy in small business retail forever

Tower Systems brought interest free immediate shipping LayBy to websites months ago. It has helped many retailers win sales they otherwise might have lost, and at minimal cost to the retailers.

Now, we are bringing immediate collect interest-free LayBy to physical retail businesses.

Thanks to months of behind the scenes tech innovation in our software and with a respected public company in the finance space we are on the cusp of launching a game changer for in-store LayBy.

Shoppers can purchase and take goods away with them immediately.

Payments are made over an agreed period of time.

The retailer is paid right away.

The retailers is not responsible for collecting payment from the customer.

The cost to the retailer is fractional thanks to the Tower relationship.

The customer has the items for immediate giving if gifts or for use if they have purchased for personal use.

There is no need to store lay-by items.

There is no paperwork to follow up lay-by payment and collection.

In all, for everyone, life is easier.

This is a game changer for locally owned small family run retail businesses. It brings big business tools to these local independent retail businesses. It empowers them to be more competitive.

Bringing a comprehensive professionally backed interest free lay-by facility to our POS software has taken time because of regulatory requirements and given the size of the necessary finance company backing.

Tower Systems has brought together a range of resources, tech skills and retailers to bring this opportunity to live, to do it in a way that is best practice and meets all necessary regulations.

Now, if a shopper is passing through and wants an item for which they cannot pay right away, using this new soon to launch facility the retailer has an alternative with which to win the sale today. This is especially valuable in tourist locations.

Integrated with the POS software and offering a fast (60 second to 120 second) approval process, this game changing solution will help many local retail businesses win sales leading up to Christmas 2017 that they might otherwise have lost.

Like AfterPay but not AfterPay, the solution being delivered by Tower Systems is easy to use, easy to understand, fast to leverage and loved by shoppers. We have been using it all year online and it is a dream.

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