The POS Software Blog

The POS Software Blog

News from Tower Systems about locally made POS software for specialty local retailers.

CategoryEthics

$7,000 Off Hardware to Run Their Software? Read the Contract First.

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Some POS software companies are offering retailers thousands of dollars off computer hardware to run their software. One current pitch offers $7,000 off.

It sounds too good to be true. In Tower Systems’ experience, deals that sound too good to be true usually are.

Nothing is free. A software company giving away or heavily discounting hardware is recovering that money somewhere, because it has to. Sometimes it is buried in a higher monthly fee. Sometimes it sits in a long lock-in contract with painful exit terms. Sometimes it hides in payment processing arrangements that quietly clip every sale. Tower Systems has seen free or heavily discounted hardware become a genuine burden on a retail business, one that outlasts the shine of the deal by years.

So the advice is simple. Beware. Read the contract carefully, the whole contract, and be sure the business is happy with every clause before signing. What is the total cost over the full term? What does it cost to leave? What happens to the hardware, and the data, if the retailer wants out? A deal that cannot survive those questions was never a deal.

Better still, start with the software. That’s what we recommend – not because we are a software company but because we know software is where the real advances are made long after you commit. Hardware is static, software is not.

Hardware is a commodity. Screens, printers and scanners can be bought anywhere, at honest prices. The software is what the retailer will live with every trading day. Make sure it fits the needs of the business first, because good software can save a retailer thousands of dollars every year, honestly and repeatedly, through better margins, better rosters and better decisions. That saving compounds. A one-off hardware discount does not.

A retailer choosing POS software is choosing a long-term business partner. The right question is never “who is giving the most away?” It is “which software genuinely fits this business, and which company will still be answering the phone in five years?”

Tower Systems develops and supports POS software for local specialty retailers in Australia and New Zealand, serving only indie retailers, not franchises or chains.

Start with the software at www.towersystems.com.au.

At Tower Systems, we’re here: 1300 662 957 or sales@towersystems.com.au. If you’re in NZ, call 0800 444 367. Contacting a human is easy.

Payment choice: why the freedom to choose your processor can save you thousands

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When you choose POS software, you are often also choosing who processes your payments. With some systems, that choice is made for you. The software and the payment processor are bundled together, and the rate is set by the vendor. At Tower Systems, you keep the freedom to choose your own provider and negotiate your own rate.

That freedom has a real dollar value.

One retailer switched from software that locked them in on a payment platform and is not saving thousands of dollars a year.

Many international POS platforms tie their software to their own payment processing. To use the software, you use their payments, at their rate. It is easy to set up, and that is partly the appeal. Easy can be expensive.

This is like a tax on every sale.

When your sales grow, the money the software company makes from you grows. What are they selling: software, or a taxation system on your success?

When one vendor controls both the software and the payments, there is no pressure on the rate. You cannot shop around and you cannot negotiate, because the processor is built into the system you depend on. A small margin on every transaction across a year’s trading adds up.

A worked example

A specialty retailer turning over $1.5 million a year in card payments, on a bundled platform-tied processor, might pay an embedded margin of around 0.7% above the underlying cost of acceptance:

  • $1,500,000 in card turnover
  • 0.7% embedded margin
  • Around $10,500 a year

If that same retailer can choose their processor and negotiate directly, moving to a competitively priced provider could save more than $10,000 a year. That stays in the business.

The exact figure depends on turnover, card mix and the deal negotiated. The basic calculation is the same for any retailer: when you can shop and negotiate, you can lower the cost. When that option is gone, you pay what you are charged.

Why we leave the choice with you

We could bundle payments into our software. We chose not to.

You know your turnover, your margins and your existing banking relationships better than any software vendor. Keeping that choice with you means you can shop the market, compare providers on rate and service, negotiate using your own volume as leverage, and change processors later without changing your POS software. When payments are locked to the software, switching processor can mean switching systems entirely. When they are separate, your options stay open.

A locked-in processor takes a quiet margin on every sale. Over a year, for a busy specialty retailer, that can be more than ten thousand dollars. The freedom to choose and negotiate puts that decision back where it belongs.

Thinking of Switching POS Software? Ask These Questions First

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Switching POS software is one of those decisions that feels bigger than it is — and then turns out to be exactly as big as you thought.

Retail business owners: Take your time. Do your research. Make decisions only when you are ready. This decision is 100% about you and is best made by you, not a consultant, not your accountant. Choose software that is best for you. If you are not sure, wait. Make sure every claim, every promise is documented.

The actual switch is usually straightforward. The regret comes when you’ve committed to a new platform and discover something important you didn’t ask about before signing up.

Here are the questions worth asking any POS vendor before you make a decision.

About the contract

  • Is there a minimum contract term?
  • What are the cancellation terms and notice period?
  • Are there exit fees or early termination penalties?
  • Does the contract auto-renew, and how much notice is required to stop it?

About the full cost

  • What is the all-in monthly cost — including every module I need?
  • Are there transaction fees on EFTPOS payments?
  • Is there a penalty for using my own payment processor?
  • Are there fees per terminal or per location?
  • What does onboarding and training cost?

About your specific business

  • Does the software have features specific to my type of shop?
  • Does it connect to the suppliers and buying groups I use?
  • Can it handle my specific selling mode — weight, fractions, serial numbers, repairs?
  • Can I see it running in a business like mine?

About support

  • Where is the support team based?
  • What are support hours?
  • How do I contact support — phone, email, chat?
  • What is the average response time for a support request?

About data and stability

  • Can my existing customer, product, and sales data be migrated?
  • What happens to my data if I cancel?
  • How long has the company been operating?
  • Who owns the company?
  • How often is the software updated?

One more thing

The best POS vendors will answer all of these questions clearly, in writing, before you sign anything. If a vendor is reluctant to provide written answers or a real demo, that’s useful information too.

Tower Systems is happy to answer every one of these questions. We’ll put it in writing.

Ask us anything →

Transparency in Software Subscriptions: Our Simple Approach

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New Australian laws regarding subscriptions have recently passed through Parliament. These laws aim to protect consumers and small businesses. The core principle is simple. If it is easy to sign up for a service, it should be just as easy to cancel it.

At Tower Systems, we welcome this change. We believe it is long overdue. For many years, the software industry has seen practices that frustrate business owners. Some companies make the sign-up process seamless but hide the exit path. Retailers often find themselves locked into two or three-year contracts without a clear way out. Here’s a new video from us about this: https://youtu.be/PyWxDIngFtE

The Challenge for Small Business

Navigating these contracts can be stressful. This is especially true when dealing with offshore companies. The legal complexities and language barriers make it difficult to resolve disputes. Some providers also use aggressive tactics. They may transfer you through multiple departments or attempt to upsell you when you simply want to leave.

These “don’t be jerk” laws are designed to stop this behaviour. We agree that businesses should not be jerks. Trust is earned by treating customers fairly throughout their entire journey.

How Tower Systems Operates

Our approach to renting point-of-sale software has always been straightforward. We do not believe in long-term lock-in contracts. Our model is based on a simple monthly cycle. You sign up for a month. If the software works for your business, you pay for the next month.

There is no requirement to give 60 or 90 days of notice. If you decide the software is no longer suitable, you can stop at your next anniversary. You can cancel using the same method you used to sign up. Alternatively, a simple email to our team is all it takes.

Fair Value and Respect

We want our customers to stay because they find value in our tools, not because a contract forces them to. When you join us, you get full access to our services. This includes our training assets and one-on-one support. You can test our suite of features with minimal financial risk.

These new legislative standards will not change how we do business. We already meet these requirements because we believe in plain English agreements. Fairness is at the heart of how we support Australian local retail. We are pleased to see the rest of the industry being encouraged to do the same.

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The right POS system or website for any retail business depends on the specific needs of the business. Tower offers POS software and websites made specifically for local small business retailers in a selection of retail channels. To see if we might help you…, request a free, no-obligation demo today.  

Call 1300 662 957 in Australia or 0800 444 367 in New Zealand. Or, email sales@towersystems.com.au. 

Can you trust a list that claims to name the top POS systems for retailers in Australia in 2025?

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Can you trust a list that claims to name the top POS systems for retailers in Australia in 2025? No, we don’t think so.

Sure, we are biased. We are Tower Systems (www.towersystems.com.au), a POS software company serving local small business retailers, specialty retailers.

It’s likely we are not on a list of the best POS systems for 2025, because we don’t pay to be on such lists.

In case you didn’t know, many of these best of lists are paid advertising. Companies pay to be listed. The publishers of such lists typically don’t, themselves, do any thorough research on what makes what’s on the list the best. It’s advertising. we know because we have been approach to advertise, by plenty of them. They had no interest in the details of what our software does, or what our customers think.

So, to the question Can you trust a list that claims to name the top POS systems for retailers in Australia in 2025? we think the answer is no.

The danger  is that these lists often prioritise generic, one-size-fits-all solutions over the specialised tools your business actually needs. “Best” is a subjective term. The best POS for a high-volume café is likely the worst POS for a garden centre handling complex inventory, or a jeweller managing repairs and serial numbers.

Most of these “Top 10” lists are populated by the giants of the industry that need to sign up many users a month to satisfy their investors. Their business model relies on volume, not on the depth of functionality required by a specialty independent retailer.

If you look closely at the links provided in these articles, you will often find they are affiliate links. The publisher isn’t just getting paid to list the software; they are often getting a kickback every time someone clicks through and signs up. This financial incentive fundamentally breaks the objectivity of the recommendation. They aren’t recommending the software that will help you grow; they are recommending the software that pays them the highest commission.

So, if you can’t trust the lists, how should you choose?

We believe the best research comes from your peers, not paid publishers.

  1. Look for depth, not breadth: Does the software handle the specific quirks of your industry, your business? Can it handle your specifics? Can it manage bike repairs? Can it handle green-life stock for a nursery? Can it handle selling by fractions? Can it handle product returns? If a “Top 10” list doesn’t ask these questions, it’s useless to you.

  2. Check real verified reviews: Go to Google Reviews or Facebook. Look for detailed feedback from business owners who actually look like you. Look for comments about support, about human interaction, and about how the company behaves when things go wrong.

  3. Ask the community: Talk to other shop owners in your niche. Ask them what they use, what they hate about it, and what they love about it.

At Tower Systems, we are comfortable not being on the “paid-for” lists. We would rather spend that marketing budget on developing new features for our garden centre, toy shop, pet shop, jeweller, produce business and newsagency customers. We would rather be the “best” for a specific family business or a specialised retailer in regional Australia than a generic bullet point on a meaningless global list.

Choose software that chooses to understand you.

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The right POS system for any retail business depends on the specific needs of the retail business. Tower offers specialty retail business software made for local small business retailers. To see if we might help you…, request a free, no-obligation demo today. 

Call 1300 662 957 in Australia or 0800 444 367 in New Zealand. Or, email sales@towersystems.com.au. 

An alternative to Lightspeed POS software payments costs

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We have been told that Lightspeed has written to its customers in Australia announcing a date by which they must switch to using the Lightspeed Payments platform for what payments taken from customers for their purchases.

Here at Tower Systems we do not charge a fee for payments, we do not charge a fee per transactions. We believe our customers are better served negotiating the lowest payment fee possible with their bank or any other provider. We have a couple of relationships offering payments fees at 1%. We know of customers getting fees lower than this.

Our view is that a POS software company is best at creating, maintaining and supporting POS software. Taking a percentage of each transaction a retailer makes is like a tax in our view, a tax on the success of the local retailer growing their business. It does to make sense to us to see a POS software company take a percentage of the value of each transaction.

If you are a Lightspeed POS software customer for your real business and you want a POS software solution that does not place payments demands and costs of your business, Tower Systems may be a solution for your Call is on 1300 662 957 or email sales@towersystems.com.au. Let’s see if our POS software is a good fit for you.

We are a no pressure business. if we’re not a good fit for your needs, we will say so. If we are a good fit we will offer a competitive solution.

Our Tower Systems POS software is a viable Lightspeed alternative. We have businesses that have switched form Lightspeed confirming this.

Tower Systems develops software locally for local retailers in Australia and New Zealand. Our customer service is local too.

Our focus is solely on local small business retailers.

We have no requirement as to the payments platform you use. We don’t charge a percentage of each transaction.

We’re not chasing big businesses. We’re not chasing massive franchise networks.

Every customer matters.

No business is too small.

We believe in human-to-human contact. You can easy call us, or email. Humans respond.

Every one of our POS software customers gets to vote of software enhancement suggestions. Our consideration process is transparent and accessible to those who care about this.

Retail business advice: not all website traffic is useful traffic

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Oh wow, look at the huge traffic to my website, aren’t we amazing to achieve this!

We see too many small business retailers fall into the trap of chasing website traffic to achieve a big number. They think traffic is what matters. Okay, it may make one feel good. You can’t bank traffic though. All you can bank is business transacted.

The internet is a transparent place. Plenty of us can see the traffic websites get if we pay to access the price professional data access services. This access to data helps us understand traffic value, not only for our website but for others … for clients for whom we build websites, for competitors, for any website we like.

Business owners should analyse their website traffic carefully, to understand what brings visitors to their website. They need to track the traffic through to transactions for the business as it is these transactions that matter.

A website we were looking at recently achieved a significant spike in traffic. 30% of their traffic is now coming from outside Australia. They only sell to Australia. 66% of their Australian traffic is for keywords they have targeted solely for traffic, keywords that have nothing to do with what they sell.

The first keyword relates to their business accounts for 3% of their total Australian online search traffic. The traffic count itself has not changed in a year.

The website traffic growth they have chased and won appears to have no actual commercial value for the business.

Our advice to local small business retailers is to chase valuable traffic over volume every day. Five visitors spending moment with you is far more important that five hundreds visitors and only one spending with you. While the five hundred may give you bragging rights to anyone who cares to listen, those five hundred visitors do not put food on the table.

Understand what brings people to your website and tune the content of your website to achieve what you want for your business. Tune is a good word here since you can tune your website to achieve what you want.l Anyone can.

Online, slow and steady wins the race when it comes to content curation in pursuit of commercially valuable website traffic. You can bank on it.

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Tower Systems builds beautiful websites, Shopify websites, Big Commerce Websites, connected to POS software, for local small business retailers. Here are some we have delivered recently:

We have built hundreds of live websites for many different retailers. This experience, and the experience with our own websites helps us create there advice we provide in blog posts like this.

Tower Systems POS vs. Square POS: A Cost Comparison

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Tower Systems is committed to offering our customers the best value and functionality in our POS software made for specialty retail channels, independent small business retailers. In this blog post, we’ll compare our Tower Systems POS software to Square POS, focusing on the key cost factors and unique features that set us apart.

Let’s start with the Hidden Costs of “Free” POS

While Square POS often advertises as “free,” there are costs for the retailer associated with using their platform. The primary revenue stream for Square is transaction fees charged through their integrated EFTPOS system. These fees can add up quickly, especially for businesses with high transaction volumes. In our experience, the EFTPOS fees are higher that a retailer could access from elsewhere. These fees are a cost to the business regardless of whether they pay them or their customers pay them in our opinion.

Cost Savings with Tower Systems

Based on our analysis, we believe that most retailers using Tower Systems POS and a competitive EFTPOS rate that we have seen as low as half the cost of the Sharpe POS rate  will save between $3,000 and $5,000 annually compared to Square POS. This is due to a combination of lower transaction fees and additional features included in our software.

  • Loyalty Program: Tower Systems POS includes a built-in loyalty program at no extra cost, while Square POS charges a per month fee for this feature.
  • Support: We offer 24/7 support, ensuring you always have assistance when you need it. From what we can see Square’s support hours may be more limited and accessing a human for a conversation more challenging.
  • Integration: Tower Systems seamlessly integrates with popular accounting software like Xero and e-commerce platforms like Shopify, saving you time and effort.
  • Enhancements: Our software is regularly enhanced thanks to suggestions from and voted on by our customers.

Personal service

At Tower Systems, we provide personal service to our customers. Our team is available to discuss your specific requirements and offer a tailored demonstration of our software. We’re committed to helping you find the right POS solution for your business, if that is us we are committed to helping as much as we are able. We actively support local small business retailers.

When comparing Tower Systems POS to Square POS, it’s important to consider the total cost of ownership, including transaction fees, additional features, and support. We believe that Tower Systems offers superior value and functionality,making it a more cost-effective choice for Australian businesses.

Are some retailers passing on the cost of their POS software platform to consumers in their ‘EFTPOS’ surcharge?

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In a shop the other day we were surprised by a surcharge of over 2% of an everyday purchase. We know a bit about EFTPOS fees and know for sure that the business would not be paying 2% for EFTPOS fees. Their actual EFTPOS costs would be around 1%, maybe a little less.

They are using software though that bundles payments with the software in a way that gives the software company more revenue. We suspect it is the cost of the POS software platform that is included in what they say is an EFTPOS surcharge. If this is the case, it’s something the ACCC may be interested in.

The ACCC website offers details:

Costs that businesses can include

The Reserve Bank of Australia sets out the costs that businesses can include when determining their reasonable costs of accepting payment types.

Before introducing a payment surcharge, businesses should read our Payment surcharges guide and the Reserve Bank of Australia guidance material. Consumers may also wish to read these guides for further information about how excessive payment surcharges are calculated.

Business costs of accepting payments

Businesses receive monthly and annual statements from their bank or payment facilitator. These should include the business’s average percentage cost of accepting each payment type. This figure will generally include service fees, costs for card terminal rental and maintenance. It may also include other fees the bank or payment facilitator passes on to the business for processing card transactions.

Businesses should contact their bank or payment facilitator, or the Reserve Bank of Australia, if there are issues obtaining these statements.

Reading through this and going to the various links, we do not think a retail business can surcharge their shoppers the platform costs, costs associated with the POS software itself. What we are wondering of course is whether the overseas POS software companies are facilitating behaviour that may be open to challenge through the ACCC. While we don’t know, back at the shop we visited with the high surcharge we do wonder if that is their case in that business. It an explanation we can think of.

If you have encountered an excessing EFTPOS surcharge you can make a report to the ACCC.

Retailers using our Tower Systems POS software can use whatever payments platform they choose. We directly integrate with many. We have also negotiated competitive rates for retailers interested in leveraging the power of our community of retailers, although they are not as good as the rates some of Australia’s biggest retailers have.

We think the Lightspeed EFTPOS payments pitch is inaccurate and here’s why

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A big competitor of our our Aussie POS software company, Lightspeed, a big Canadian company, is promoting Lightspeed Payments as being revolutionary, delivering to retailers new benefits. We heard them pitch at a trade show in Sydney today that they are leaders on time-saving integrated EFTPOS, helping retailers save time, cut mistakes and do more.

Check out this pitch, which they published via Inside Retail.

At the forefront of this transformation, new payment systems are now advancing the way retailers handle transactions and manage their businesses. Instead of manually inputting sales into separate payment terminals after processing them on their point-of-sale (POS), retailers are now increasingly turning to systems that sync their POS with their payment processors, allowing transactions to seamlessly flow between the two platforms. These setups are commonly referred to as integrated payment systems.

What Lightspeed offers with integrated EFTPOS is goof tech, but it is no advance, no new technology.

Tower Systems has offered integrated payments for more than 16 years.

The difference with our offer is that our customers can choose the bank they go with. This can result in lower EFTPOS fees than the retailer may have to pay if they use the Lightspeed Payments platform.

Here at Tower Systems we also offer access to a 1% EFTPOS rate if customers would like to go with that.

As a software company, we do not have any charges for our customers that are based on retail transactions. From the Lighspeed marketing material, they do have such a charge – meaning as your business grows, you pay Lightspeed more for access to their software.

If you are Lightspeed customer and you choose to not use their payments platform Lightspeed has started charging customers a fee to compensate for them not making payments revenue from you.

In our opinion, what Lightspeed claims is an advance in its technology solution for retailers via Lightspeed Payments is, in fact, a price increase in the use of its software, something imposed on retailers but dressed as some great advancement.

Here at Tower Systems we believe that retailers should get to choose the payments platform that is right for their business. This choice can lead to significant savings in the cost of payments. We know of retailers paying way less than if they were using Lightspeed and were locked into the Lightspeed Payments platform.

Lightspeed is a successful company.  In our opinion, the claims being made in relation to Lightspeed Payments are inaccurate and shallow.

Our advice to retailers is to do your homework, look at the total cost of ownership, and, choose the software that serves your needs best as functionality and customer service are the two most critical factors. All good POS software puffers integrated payments, what Lightspeed claims as an advance is not – they are late that party.

Hey news outlets and reporters, not all businesses and CEOs want employees to return to the office

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It is tiresome reading news reports claiming that businesses and business CEOs want employees to return to the office – often backed by a survey of CEOs.

Sure, some do. But, plenty don’t.

These stories about returning to the office are often vested interest based: landlords wanting their commercial space to be filled, companies wanting the space they have leased to be filled, businesses needing office-based trade to thrive and consultants serving businesses in these situations.

Think about local retailers benefiting from people working from home, regional retailers too. Force people back to the office and they lose the business they have won.

Landlords, property developers and others wanting people to return to the office for selfish reasons need to stop being selfish.

Smart employees of workers who want work from anywhere want their people to work where they are happiest. If that’s home, let them work from home.

Happy employees are valuable to any business.

Journalists and news outlets need to stop being boosters for the selfish demanding people work at the office and not from home.

Families benefit from more time with people able to work from home rather than losing family time to a commute.

Local communities benefit from people working from home shopping more locally and having mor time for local engagement.

Those calling for people to return to the office think their needs are more important than family time or local community time. They are wrong.

At our POS software company, Tower Systems, where people work is up to them. We actually started on this model in 2019, ahead of the pandemic, and then we escalated it to be companywide. We are lucky to be in a business where work location is not an issue.

We hire people we trust, provide them with resources they need and offer as much flexibility as we can in terms of their work situation. We have some team members saving close to twenty hours a week – that’s money in the bank for them.

Sure, we have a small crew in the office, where the job requires it. We support them. We are also grateful that each member of this crew actually prefers to be there, in the office.

Now, we do have a vested interest in all this. We make software for local small business retailers. They benefit from more people who work from home. So, of course we will support work from home from a commercial perspective. But our pitch makes sense right – happy people = productive people = people less likely to look elsewhere = a more successful business.

We think it all comes down to how you view people working in your business. If you see them as a line item on your P&L, a cog in a big machine that serves a P&L result only, you miss the opportunity to see people working in your business as people, families, members of local communities.

We don’t support the calls for people to return to the office and we wish news outlets would stop being used as mouthpieces for the vested interests making these selfish pitches.

We think the payments pitch by Lightspeed is wrong, inaccurate, and here’s why

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A massive competitor of ours, Lightspeed, the HUGE Canadian POS software company, is promoting Lightspeed Payments as being revolutionary, delivering to retailers new benefits. Check out this pitch, which they published recently via Inside Retail.

At the forefront of this transformation, new payment systems are now advancing the way retailers handle transactions and manage their businesses. Instead of manually inputting sales into separate payment terminals after processing them on their point-of-sale (POS), retailers are now increasingly turning to systems that sync their POS with their payment processors, allowing transactions to seamlessly flow between the two platforms. These setups are commonly referred to as integrated payment systems.

There is no advance, no new technology.

Tower Systems has offered integrated payments for more than 15 years.

Lightspeed Payments is new to Lightspeed and so it makes sense that they pitch it a an advance. For them maybe it is an advance, bot not for Tower Systems and plenty of other software companies that have delivered this for may years.

The big Lightspeed Payments advance is that they integrate with their own payments platform, a payments platform off of which Lightspeed makes money from every payments transaction in a retail business using their software.

This is the advance – that Lightspeed makes more money from its customers.

It is disappointing seeing news outlets publish news of an advance that is really a tool or tax of retail transactions conducted through specific software.

Is this fair for retailers?

If you are Lightspeed customer and you choose to not use their payments platform Lightspeed has started charging customers a fee to compensate for them not making payments revenue from you.

In our opinion, what Lightspeed claims is an advance in its technology solution for retailers via Lightspeed Payments is, in fact, a price increase in the use of its software, something imposed on retailers but dressed as some great advancement.

Here at Tower Systems we believe that retailers should get to choose the payments platform that is right for their business. This choice can lead to significant savings in the cost of payments. We know of retailers paying way less than if they were using Lightspeed and were locked into the Lightspeed Payments platform.

But let’s go back to the article at Inside Retail by Lightspeed and check in on another claim.

Where Lightspeed takes things a step further is in conjoining these linked systems into a single, comprehensive platform that combines POS and payments, allowing every aspect of the transaction process to be seamlessly synchronised.

In 0ur opinion, this is a misrepresentation of the facts.

Okay, Lightspeed Payments may take things a step further compared to what Lightspeed did in the past. But for many POS software companies, for manny years we have provided a single, comprehensive platform that combines POS and payments. And, we have done that for a lower cost and with more control offered each retailer.

Lightspeed is a mighty and successful company for sure. We are not even the size of an ant in comparison. The size difference does not mean they should get a free kick in terms of marketing spin. In our opinion, the claims being made in relation to Lightspeed Payments are inaccurate and shallow.

Our advice to retailers is to do your homework, look at the total cost of ownership, and, choose the software that serves your needs best as functionality and customer service are the two most critical factors. All good POS software puffers integrated payments, what Lightspeed claims as an advance is not – they are late that party.

$0 transaction fee POS software

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Savvy retailers are price comparing POS software and gaining a better understanding of the cost of ownership of the software as the cost of ownership includes monthly rental cost as well as fees imposed on transactions and costs associated with any required payments platform.

Here at Tower Systems you can choose the payments platform you prefer, for no cost.

Our POS software connects with Tyro, Linkly, Linkly Cloud, MX51, CentrePay, SmartPay, Quest and others. These are integrations, saving time, cutting mistakes and offering seamless engagement.

There is no payments charge when you use our POS software. Tower Systems has a $0.00 transaction fee cost.

There is no payments platform requirement when you use our POS software.

This is why the total cost of ownership of the Tower Systems POS software is less than plenty of comparable products.

If you are looking for POS software for your business, do your homework, check out pricing, all the pricing, compare and decide what is functionally and financially right for your business.

When you compare our POS software to others, ask the question about payments fee or transaction fee or any percentage surcharge on transactions.

We think software companies should make money from software and not from each transaction a retailer makes in their business.

We also think that transaction fees and payment fees are like a tax, an awful tax, and impost on your business for making sales. It’s why we have taken the approach we have and why we are so transparent about it.

We don’t have the marketing funds to match the POS software companies that do charge a transaction fee. We rely on word of mount and other grass roots marketing. we’re doing okay, too, for which we are sincerely grateful.

Now, to be very clear, Tower Systems does not charge any fee whatsoever for transactions or payments. Nothing fee for debit cards. No fee for credit cards. Tower Systems has no fee whatsoever for any form of payments put through its POS software.

Ultimately, the best POS software for your business will depend on your specific needs and budget. Be sure to compare the features and pricing of different POS systems before making a decision.

Is Arielle Executive right when it promotes 7 Best POS Systems In Australia For 2023?

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Arielle Executive claims to list 7 Best POS Systems In Australia For 2023.

We think what they actually promote is software companies that pay them to be on the list. We think theirs is an ad platform.

Why do we say this? Because they’ve not assessed our software. Okay, we’re a small company. But we do have 3,500+ local Aussie business customers.

We think that if you are going to pay Google to rank well for listing the best POS systems in Australia you should have at the very lease actually looked at POS systems made for retailers in Australia. Like, you should have done the work to enable you to make the claim.

Oh, and by looking at POS systems we mean looking at the actual software, comparing functions, getting into the total cost of ownership and understanding each product before making an assessment leading to the claim you promote.

We are suspicious about comparison websites like that offered by Arielle Executive because in our experience they are ad platforms you pay to list your product to be considered ‘best’, when really the ranking comes down to an amount of money you spend.

Arielle Executive is a commercial business that offers a range of services. None of the services listed at the Arielle Executive claim expertise in assessing the best software of any kind.

We get that Arielle Executive is running a business and has to make money. We wish they were clearer about what they were doing with the ads they are running on Google claiming to list the 7 Best POS Systems In Australia For 2023. And while they products they list are well known and loved by many, whether they are the best comes down to much more than whether they have paid money to be on the marketing list promoted by by Arielle Executive.

Here at Tower Systems we are a transparent company, clear in what we offer. People considering us can see demonstrations of our software on our website and on our Google channel. We’re not pushy either. Folks who enquire about our software are respected. We are keen to understand their needs. If we think we are good fit we will say so, and show how.

If you are considering POS software for your business, take your time, do your homework, trust what you discover and not a marketing lost others have paid to be on.

Is compare POS quotes engaged in misleading and deceptive conduct?

I

In our opinion, we think they are.

If you type tower systems into Google and click search, this ad comes up:

The thing is, if you click on the ad, there is no comparison to or with Tower Systems.

The headline of the ad reads to us as misleading.

They have not looked at our software, investigated our software, compared our software.

Yet, here is the compare POS quotes website, which is run by Comparison Advantage Pty Ltd, an Australian company with the ACN 626 309 073. The comparison website they run is an ad platform. Products are listed by them for companies that pay to have their products listed.

It needs to be called out for what it is and their headlines, that we claim in our opinion are misleading and deceptive need to be see for this.

It frustrates us that they pay Google to come up as an ad when people are searching for our company.

We can’t figure out why software companies pay to be listed with Comparison Advantage and their compare POS quotes website. Imagine paying to get a lead when someone is actively looking for a competitor product.

We know we should ignore it. But then we see the deliberate and in our opinion misleading ad today and it frustrates us. We have done good work to build our reputation and here they are trying to trade off of that for customers of theirs, for businesses willing to pay to get in front of retailers looking for our POS software. Talk about desperation.

We think the folks at Comparison Advantage know what they are doing and that they have deliberately calibrated ads for their compare pos quotes website to pitch businesses looking for us and for other businesses they name in their ad keyword campaign with Google.

Our advice to anyone using comparison websites is – be aware that companies listed on these websites are there because they have paid to be there. There has been no assessment, no consideration, no effort at all to be considered appropriate. Comparison suggests assessment,. You won’t find that here.

Compare POS quotes by Comparison Advantage is an ad website and in our opinion it’s not worthy of consideration.

It’s easy to spot AI bland in marketing and blog posts from companies

I

Have you read a blog post or article from a company recently and thought about how generic and bland it was. It’s happening more thanks too AI. AI bland we call it.

AI tech is grinding out content fast and doing do by regurgitating what others have written and trying to make it sound new and from the voice of the person giving the AI machine the prompts. The blandness is one of several AI tells. You can see it in the words, the formatting and more. Ho-hum.

It’s okay, businesses can use AI for their posts if they want. But, here at Tower Systems, we prefer the real, the human, the emotional, the reality with feelings, because, after all, local indie retail is all about feelings. You know what we mean 0- you walk into a local shop and there’s a warm smile from a local, locally relevant conversation, useful local knowledge and engagement with the local community that locals understand.

AI doesn’t get any of this, because it has no feelings, no local roots. It can only fake it so far.

In our POS software we reflect the humanity of what we do by bringing to life enhancements our customers ask us for. Every enhancement we deliver in response to a customer requests, and votes from their colleagues, enhances the humanity of our software, the connection our software delivers to our customers, to0 its users.

Here at Tower Systems, our knowledge base articles are written by humans, our videos are made by humans, our software is written by humans. We do all this in service of local indie specialty retail – a very human local retail endeavour. Locals feel the heartbeat and that’s something that AI cannot give you.

So, next time you read something from a company and it feels bland or middle of the road, wonder to yourself if it is AI bland, wonder if the company cared about the reader in a way that they used an AI bot to write for you rather than having a human from their team write it.

What are we in small business if we are not ourselves, real, human, authentic, and in the moment? Sure, AI can provide useful tools, but when it comes to communication abut who we are, what we do and why it matters to customers and prospective customers, being human is our difference.

Do comparison websites actually compare the products they list and pitch?

D

No, they don’t, at least as far as we can see.

We are a POS software company. We make retail management software for local specialty retailers. Our company, Tower Systems, is a market leader in a range of retail channels such as newsagents, jewellers, bike shops, produce businesses, gift shops, and more. yet, we do not appear on comparison websites.

We don’t appear on comparison websites because we do not pay to appear.

In our experience that is the main reason they list you, because you pay to be listed.

Comparison websites are advertising platforms plain and simple. There is no comparison, no analysis of the POS software listed, no testing of functionality or marketing claims, no due diligence as to the appropriateness of the POS software.

This is why, in our opinion, comparison websites that we have seen are not comparison websites.

It’s on our mind today as we have seen a comparison website target people looking for our company. A Tower Systems Google search lists a comparison website pitching products as alternatives to us. But, they’d have no idea because they have done done any comparison. The companies listed have paid to be listed to people searching for us.

In our opinion this is lazy marketing. While we invest in creating robust and useful software, some other businesses invest in marketing and while that may get the noticed, in local specialty retail function matters the most. Local retailers want POS software that works for them, that suits their needs, serves them deeply and well within their businesses.

If you click on an ad for a comparison website it costs the other companies money, which we like as each dollar they se=pent to not get a sale is a lesson for them.

We are grateful to serve more than 3,000 retailers today with POS software made for their type of business.

In the small business world, personal service matters, personal service is the difference. Our POS software reflects this focus on personal service, it reflects our commitment to helping our local retail business customers to more valuably and successfully connect with their local shoppers. This is a Tower Systems difference.

Why we don’t claim our POS software is the best POS software

W

It’s funny seeing POS software companies claim their software is the best. They could not know. We for sure do not know if our Tower Systems retailer POS software is the best PSO software, and here’s why:

Only someone who has used in real life and over some time all the software to which it is compared could really know.

We have not used other POS software. We’;re sure our competitions have not used our software, or other software, too.

A retailer who has used two or three software products could not know how a product they have not used may or may not serve their business.

The thing is, when it comes to POS software marketing, there is too much hype in our view, a lot of businesses saying their software is the best.

It’s why we don’t say our Tower Systems POS software is the best and the same reason we do not say it is perfect for you.

Only you can know what POS software is right for your business.

Here’s what we do know though, as retailers ourselves (currently 3 physical shops and 4 online retail businesses), we know that our POS software is a good fit for our needs, and they are complex needs. As retailers ourselves we use our software every day, at volume, in several specialty niche retail areas.

So, we can certainly speak to our own experience, about how our POS software is serving our needs, and we can show prospective retailers how our POS software works, we can show them in any of our shops. We welcome people to work in the shops and use the software first hand before they make a decision if they want.

We’re not aware of any other Australia POS software companies in our specialty retail; channels who own and run retail. businesses as live labs for testing and enhancing their software and for offering prospective customers a live business in which they can experience the software first hand.

We reckon our Tower Systems Retailer POS software is good. It’s up to you to see if it right for you. We are happy for it to be compared to anything. We welcome such comparison and with co-operate in any way we can to help you do this.

Beware comparison website www.compareposquotes.com.au since they have not compared anything

B

The folks are at it again today, if you do a Google search for Tower Systems, an ad comes up for www.compareposquotes.com.au.

They are encouraging those searching for Tower Systems by name to look at comparisons. But, the www.compareposquotes.com.au business does no such comparison. You have to do that work.

Theirs is an ad platform that other businesses pay to be part of to be found when people are looking for a business, like Tower Systems.

We think it is lazy advertising to directly target us and to use our name or part of our name in their advertising.

The best way to research POS software is to do your own research, and not use a faux comparison website, like www.compareposquotes.com.au. Since it costs money to list with them, the businesses that do list with them have an advertising cost that they would surely want to recoup somehow. Businesses that do not pay to list with a comparison website may not have these costs.

One of the main drawbacks of using comparison websites like www.compareposquotes.com.au from Comparison Advantage is that they often only display a limited number of options. This means that shoppers may not be aware of all the options available to them, and they may not be able to find the best deal for their needs. Additionally, some comparison websites may only display options from certain companies or providers, which can bias the results in favor of those companies.

Another issue with comparison websites is that the information they provide may not always be up-to-date or accurate. Since the websites rely on the companies themselves to provide information about their products and services, there is a potential for bias or even misinformation. Additionally, prices and other details can change rapidly, so the information on a comparison website may not always reflect the most current situation.

Furthermore, using comparison websites can also be time-consuming and confusing. Consumers may have to sift through a lot of information and compare different features and prices in order to make a decision. This can be overwhelming, especially for people who are not familiar with the products or services being compared.

If you click on their ad it costs them money, which is something we suppose.

If you are looking for POS software for your retail business, take your time, figure out exactly what you want, search for yourselves for the software that serves your needs.

Small business retail advice: beware the total cost of ownership of your POS software

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What the POS software you choose for your retail business actually costs your business is not always clear or transparent. There are situations where retailers do not discover the actual cost until they are locked in to a particular POS software company.

Here are some examples of things we have seen recently, things we do not do:

  1. Quoting a monthly cost that is actually a prepaid annual cost divided by 12 and where the actual monthly cost if you pay monthly is considerably more.
  2. Charging an EFTPOS fee for your use of an EFTPOS directly linked to that POS software where the EFTPOS fee is considerably higher than the competitive market price.
  3. Signing what you think is a monthly contract only to find that you have a minimum commitment period of 24 or 36 months or more – meaning it is not a monthly contact at all.
  4. Being told that the software can go to the new owner of the business when you sell only to discover that the new owner is asked to pay up front a fee to actually access the software.
  5. Being told that your price is the standard price only for you to discover later that friends get a special price that is much lower than you are paying.
  6. Being told one price only to find a different price in the contract.

These are some of the things going around at the moment. It’s frustrating because here we are in 2023 writing about real things that are happening this year that tarnish the reputation of software companies. we don’t like it. The is why we are calling it out here and elsewhere.

Here at Tower Systems, our prices are transparent, as is what is included in the monthly rental price.

Our monthly price is our monthly price. There is no need for a year up front payment to access it.

And, for all of our customers, here’s what’s included in the monthly rental cost: software licences for unlimited computers in the location, help desk support (by phone or email) 6 days a week (including Saturday), access to a comprehensive support knowledge base, after hours support call access for urgent system down queries, access to our Shopify, Xero and other integrations, access to our supplier invoice import tools.

Simple. Clear. The same offer to everyone.

From a sales perspective, there is no rush, no pressure. Our sales professionals are just that, professional. They pride themselves if being clear if they think our business is not the right fir for you. They also are under no pressure themselves to close a certain amount of business each month. That’s whey they will not harass or pressure you.

Take you time when considering POS software. Move at your pace. Be driven by what you want and need for your business. We are here when you need us.

Small business retail advice: beware the payment redirection scam

S

The emails of one of our customers was recently hacked on their business computer.

The hacker saw that we had quoted of supplying a new laptop a month ago. The hacker pretended to be us in an email to our customer and convinced the them to direct deposit money into a bank account they provided.

We only heard about it weeks after the deposit, when our customer contacted us asking where the laptop was. By then, the money, and the hacker, were long gone.

Hackers are sophisticated and clever. They make themselves look legitimate for people uncurious about emails and calls they receive.

In this instance, there were 3 indicators in the email from the hacker that it was a hack, 3 indicators we saw the moment we saw the email they had sent to our customer:

  1. The email named one of our staff members but had a dodo mail email address clearly visible.
  2. The grammar was poor – much worse than our usual typos (sorry for them). For example: all program has been loaded as well. The singular program is the giveaway here.
  3. We never ask for direct bank deposit by email.Our customers can shop with us online through a secure platform, or we issue an official invoice with payment details. Our invoices have a secure payment link.

What happened to our customer was what is called a payment redirection scam. We have provided our customers with advice on reasonable steps they could take to pursue what has happened to them, even though the chances now of resolution are slim.

For more, read about the payment redirection scam: https://asic.gov.au/about-asic/news-centre/news-items/asic-warns-small-businesses-to-be-vigilant-about-payment-redirection-scams/

While the advice from the ASIC and other government agencies is straightforward, it comes down to being vigilant, careful and questioning, especially before you part with any money.

For our customer, the hack was before they received the email. It could have been days or weeks before. Protecting against this involves the most basic of care – clicking only on links you absolutely trust and being careful as to the websites you visit from the business computers.

The Australian Cyber Security centre run by the Australian Signals Directorate offers excellent advice on protection against email hacks. We share this link with our customers as they are the experts. It’s best to share government provided expert advice rather than write our own. This way we are sure the advice is current and best practice. We particularly like:

  • Consider introducing an approval process for requests that ask to change payment details or make a large transfer.

  • Verify any such requests by calling the sender. Call them on a known and verified phone number (not a phone number from the email, as this could be operated by a cybercriminal). Speak with the sender over the phone to verbally confirm the request or change.

  • Ensure workers have clear guidance to verify account details and to think critically before actioning unusual requests.

  • Have a reporting process to report threatening demands for immediate action, pressure for secrecy or requests to circumvent protective business processes.

In terms of what we do at Tower Systems, we never ask our customers to transact with us insecurely. Payment is always through a secure platform, a trusted platform that protects our customers and protects us.

Compare POS quotes is at it again, seeking to trade off the good name of Tower Systems

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If you go to Google and search for us, for Tower Systems, you are likely to see an ad from Compare POS quotes, a website run by a company called Comparison Advantage.

Comparison Advantage is paying Google to run an as with our name, Tower Systems, in the headline.

To a small business owner, this could look like a link to a website about Tower Systems.

We are concerned that the Comparison Advantage www.compareposquotes.com.au Google ad appears to pass itself off as related to us. It is not.

This situation sucks in that here we have a company, Comparison Advantage, paying to get their ad in front of people looking for us, for Tower Systems.

Their website claims to offer comparisons of POS systems, for business owners looking for POS systems. The thing is, you are only listed at www.comparisonadvantage.com.auy if you pay Comparison Advantage to list with them. There is no assessment by them, no value add, other than them paying Google to list their Tower Systems related ad.

Good businesses win customers on their own merits, not by jumping the queue and paying to come up as a search result when someone is searching for something else. This is what sucks about this. Of course there will be people with deep pockets who want to trade off the good name and success of others. It’s what the world is like.

All we can do is to continue to build and support POS software that local small business retailers like and use. we are grateful to our thousands of customers for their support.

As for Comparison Advantage and their www.compareposquotes.com..au website, we hope click on the ad and then not choose any of the products they offer. Eventually advertisers will withdraw and the company will have to find another way to make money. Making money on the back of the hard work of others is poor form in our opinion.

One of the main drawbacks of using comparison websites like www.compareposquotes.com.au from Comparison Advantage is that they often only display a limited number of options. This means that shoppers may not be aware of all the options available to them, and they may not be able to find the best deal for their needs. Additionally, some comparison websites may only display options from certain companies or providers, which can bias the results in favor of those companies.

If you found us by looking for us, thank you, welcome, we hope we can help.

Comparison Advantage at their www.compareposquotes.com.au website is seeking to trade off our name, again

C

Do a Google search for Tower Systems and the top result is an ad for Comparison Advantage and their www.compareposquotes.com.au website. Take a look:

This sucks because they are paying Google to trade off people searching for our company.

We had a sales prospect tell us recently that they used the Comparison Advantage www.compareposquotes.com.au website, entered their details and was hit with a torrent of calls, emails and text messages from some companies listed by Comparison Advantage all before they even understood if the software may be useful.

Tower Systems does not do this. We do not use Comparison advantage and their website www.compareposquotes.com.au.

Many consumers and business owners turn to comparison websites to help them make informed decisions about purchasing products or services. However, it is important to note that these websites may not always provide an accurate or complete picture of the options available.

One of the main drawbacks of using comparison websites like www.compareposquotes.com.au from Comparison Advantage is that they often only display a limited number of options. This means that shoppers may not be aware of all the options available to them, and they may not be able to find the best deal for their needs. Additionally, some comparison websites may only display options from certain companies or providers, which can bias the results in favor of those companies.

Another issue with comparison websites is that the information they provide may not always be up-to-date or accurate. Since the websites rely on the companies themselves to provide information about their products and services, there is a potential for bias or even misinformation. Additionally, prices and other details can change rapidly, so the information on a comparison website may not always reflect the most current situation.

Furthermore, using comparison websites can also be time-consuming and confusing. Consumers may have to sift through a lot of information and compare different features and prices in order to make a decision. This can be overwhelming, especially for people who are not familiar with the products or services being compared.

In conclusion, while comparison websites can be a useful tool for consumers, it is important to be aware of their limitations. They may not always provide a complete or accurate picture of the options available, and the information they provide may not be up-to-date. It is always a good idea to do your own research and compare multiple sources before making a decision.

As for www.compareposquotes.com.au from Comparison Advantage, in our opinion, steer clear of them.

OPINION: Why we think you cannot rely on www.compareposquotes.com.au from Comparison Advantage Pty Ltd to offer a complete comparison service

O

Comparison Advantage runs www.compareposquotes.com.au. Their pitch is “compare POS quotes. All major brands”

The thing is, this statement is not backed by the evidence.

We did a search this morning, December 5, 2022, for Tower Systems, our own POS software company, and the top result is an ad from Comparison Advantage with our business name in the ad. But we don’t advertise with Comparison Advantage. We don’t pay them to list our Tower Systems POS software on their www.compareposquotes.com.au website. because we don’t pay them, they do not include us. It seems to be considered a major brand by Comparison Advantage you have to pay them. That doesn’t make sense.

www.compareposquotes.com.au is not, in our opinion, an authentic comparison website. rather, it is an advertising platform. Businesses pay to have their software listed. Comparison Advantage Pty Ltd does not undertake any comparison itself. being listed on their website is a result of what you pay them, and not as a result of any assessment they have made as to the abilities of the POS software.

As the www.compareposquotes.com.au website notes, it is an introduction service:

  1. INTRODUCTION SERVICES
    CAF is a medium that facilitates the introduction of Users and Providers, in order for those Providers to provide Quotes, offers goods and services to Users. CAF simply acts as an introduction service to Users and Providers, and does not have any obligations or liabilities to, and is not a party to any contract between, Users and Providers in relation to such offers, goods or services, or otherwise resulting from the introduction. You agree and acknowledge that:

    • . any terms and conditions relating to Quotes, offers, goods and services are solely between you and the Provider and do not involve CAF in any way, except that they must not be inconsistent with your obligations under this agreement;
  2. as part of the Services, we provide links and introductions between third party Providers that are not under the control of CAF;
  3. any Quotes and subsequent follow-ups are not under the control of CAF, and any queries or complaints about the Quotes should be directed to the Provider;
  4. our provision of introductions between Providers and Users through the Website does not imply any endorsement or recommendation by CAF of any Provider;
  5. we do not constantly examine, determine or warrant the legality of any Provider, or of the offers, goods and services listed by a Provider on the Website. In the event that you wish to use a Provider, you are solely responsible for making your own enquiries;
  6. we make no guarantee of any cost savings or any other financial outcome by facilitating introductions between you and Providers;
  7. any terms and conditions agreed relating to an offer, a good or a service, or Quote provided via the Website, constitute a contract between a User and a Provider and do not involve CAF in any way; and
  8. all Quotes provided by a Provider are subject to change by the Provider without notice.

We’d go further and note that they only introduce you to businesses that pay them for the service. It looks and feels like an ad platform. we think it is an ad platform.

We don’t think that www.compareposquotes.com.au by Comparison Advantage Pty Ltd is accurate in its claims of representing major brands.

We also don’t think it is fair that they pay to use the names of businesses like ours to attract traffic. if someone is searching Google for Tower Systems, that is their goal, not to be presented an ad platform that lists nothing about Tower Systems.

We share our opinion about this here today because we are frustrated that this ad platform is seeking to trade off the good reputation and market depth we have achieved.

The POS Software Blog

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